Your home is likely one of the largest investments you'll make. To make sure the transaction goes smoothly, it is of vital importance that you choose the right agent to represent your interests. Your agent should be knowledgeable and familiar with the area you plan on moving to, as well as have a personality that makes you comfortable.
Do you know how much home you can afford? Do you know if you qualify for any special loan programs? Getting pre-approved establishes your buying power, your budget, and can make your offer more appealing to sellers.
Lenders determine the amount of home you can afford by evaluating your debt-to-income ratio (the percentage of your pre-tax income you spend on debt), your credit score, and how much cash you have on hand. Making a large purchase or even paying off debt will change your financial picture. Spending down your available cash or taking on more debt can cause your financing to fall apart .
In order to make an educated decision you need to know what is available and how much it is going for. You can browse all the active listings from this website. Once you have found some homes you like save those searches and sign up for property watch so new listings will be emailed to you. The best homes move fast. Make sure you're on top of the available inventory at all times so you do not miss out.